Penny was a stay-at-home mum, so when her marriage ended she found herself with two boys to support and no recent work experience. Determined to turn things around she approached the Liverpool Neighbourhood Connections in Sydney who helped her enroll in an Outreach Program at TAFE. She’s since completed a Certificate III in Micro Business and is currently undertaking a Certificate III in Retail. She now works part time at the Warwick Farm Neighbourhood Centre doing everything from lawn mowing to working in the café. Since being placed on Newstart the small amount of additional income she earns is substantially reduced because of the higher clawback rate on earnings under Newstart. (See THE FACTS to understand how this happens) To cope she’s had to withdraw her sons from some of their after school sporting activities.